About Us

Securing the future together

Todovale is a leading provider of investment, advisory and risk management solutions. We are fiduciary to our customers. We are investing for the future on behalf of our customers, supporting our local communities and inspiring our employees.

It elevates our legacy and better reflects how we serve the needs of our customers and partners round the globe.

We advice sustainable investing because our conviction in it delivers better outcomes for our investors. As the world moves towards a net zero economy we aim to be at the top. Providing choice for those investing for retirement, a new home or a child’s education and helping people at all income levels invest for their futures

We are Responsible Investor

Our ambition is to be the global leading accountable investor. We’ve already seen signs that the worldwide economy is starting to advance to a more sustainable and equitable model over the upcoming decade, and we will take a vital role in powering that transition.

We are Responsible Business

As a dedicated active investor we are driven by our conviction. With foundational analysis at the core of our process, our global team find out and develop the most robust and efficient sources of performance across fixed income, multi-asset, equities and alternative strategies. We know that with conviction, we progress and best serve the interests of our customers.

We are Responsible Employer

Being accountable is in our DNA as a firm and is central to our ethos as an employer. It is embedded in how we protect and develop our people. It unites our team, from the newest members, to our growing number of specialists, to our leaders.

Vision and Commitments

“Sustainable development” is describe as “development that satisfies the requirements of the present without compromising the ability of upcoming generations to satisfy their own requirements” (Brundtland Commission report for the UN, 1987). It therefore involves striking a long-term balance between social, economic and environmental concerns.

Investing Responsibly for today and tomorrow’s generations

We believe accountable investment offers us rights and responsibilities, and we must make certain our fund is being invested in a way that do not exploit the environment or society. For that reason, the research of Environmental, Social and Governance (ESG) factors in every part of our investment process is vital to us. Doing so ensures the companies we invest in take the challenges facing current and future generations seriously, and it reduces risk and drives improved returns for our investors.

TodoVale in a nutshell

To give real returns for our shareholders over the long-term, for each and every generation of investor

Our target is to outperform the MSCI All Country World Index (ACWI) by 2% per year after costs over rolling three-year period

Our commitment

Our approach to integrating long term environmental, social and governance factors into our business is based on detailed performance indicators that are reviewed every year by every local entity.

Strategy and commitments

We are always looking for a long-term balance between social, economic and environmental concerns.

Environment & Climate change

Todovale is committed to reducing its direct impact on the environment by actively managing its energy, CO2 emissions, and waste.

ESG Integration

Todovale’s responsibility towards our shareholders includes ensuring the long-term viability of the company through sound and transparent corporate governance and a culture of business ethics.

Customers and products

Todovale promotes responsible customer relations through clear and transparent communication, marketing of our products, and responsible claim handling.


Todovale strives to be a responsible employer, placing employee engagement at the heart of its business strategy.

Active volunteering

We offer to Group’s workers the possibility to give their time to support prevention and risk education for everyone.

How to invest

We cater for the needs of each and every generation, giving investors a unique global equity portfolio that aims to both grow their capital and provide them with rising income..

A strong core for every Portfolio

TodoVale is designed to sit at the heart of each and every investor’s portfolio. It is a hard-working core to add to and build around over time.

And while many investment strategies centre on individual countries, styles and sectors, we set out to pick the very best firms wherever they are in the globe. In actual fact, because we are actively managed, we can seize opportunities for investors and act when challenges present themselves – unlike indexed funds.

Investing responsibly for today and tomorrow’s generations

We believe responsible investing gives us rights and responsibilities, and we must make sure our capital is being invested in a way that doesn’t exploit society or the environment. For that reason, the analysis of Environmental, Social and Governance (ESG) factors throughout our investment process is important to us. Doing so ensures the companies we invest in take the challenges facing current and future generations seriously, and it reduces risk and drives improved returns for our investors.


Our Stock Pickers are asked to sort out only the stocks they most trust in, generating a diverse portfolio of around 200 stocks aiming to surpass world stock markets.

Our multi-manager approach reduces risk and volatility, smoothing out the peaks and troughs normally associated with a single manager.

Our expert Stock Pickers are carefully selected worldwide. In the US, retail investors are only able to access their best ideas through Todovale.

Our policy is to pay investors a dividend that increases per annum.
We have delivered this for years, positioning us among the top of the Association of Investment Companies’ “Dividend Heroes”.

As long-term investors, we implanted social, environmental and governance factors into every stage of our investment process.
Take in these factors has the dual benefit of decreasing risk whereas increasing the sustainability of returns.

For our investors, high-quality, active investment management doesn’t need to be high-priced.
Our Investment Manager’s scale assist us to retain costs down for investors. Todovale target Ongoing Charges Ratio (OCR) is just 0.65% p.a

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We care about You


We protect people

Our group and individual life insurance policies encompass both retirement and savings products, on the one hand, and other personal and health protection products.

Business woman using tablet

We protect assets

The asset management business involves investing and managing assets for the Group’s insurance companies and their clients, as well as for third parties, both retail and institutional clients.

We protect properties

The property-casualty business includes the insurance of personal property (homes, cars) and liability (professional or personal). It covers a broad range of products and services designed for our business customers and individual.

TodoVale in figures


assets under management [1]


in ESG-integrated assets [1]


investment professionals [1]


investment centres [1]


[1] TodoVale as of 20 February 2021 (TodoVale Database)