About Us

Securing the future together

Todovale is a leading provider of investment, advisory and risk management solutions. We are a fiduciary to our clients. We’re investing for the future on behalf of our clients, inspiring our employees, and supporting our local communities.

It elevates our legacy and better reflects how we serve the needs of our customers and partners round the globe.

We advice sustainable investing because our conviction in it delivers better outcomes for our investors. As the world moves towards a net zero economy we aim to be at the top. Providing choice for those investing for retirement, a new home or a child’s education and helping people at all income levels invest for their futures

We are Responsible Investor

Our ambition is to be the world’s leading responsible investor. We have already seen signs that the global economy is starting to move to a more sustainable and equitable model over the next decade, and we will take an active role in powering that transition.

We are Responsible Business

As a committed active investor we are led by our conviction. With fundamental research at the core of our process, our global team seek out and develop the most efficient and robust sources of performance across equities, fixed income, multi-asset, and alternative strategies. We know that with conviction, we advance and best serve the interests of our clients.

We are Responsible Employer

Being responsible is in our DNA as a firm and is central to our ethos as an employer. It is embedded in how we grow and protect our people. It unites our team, from our leaders, to our growing number of specialists, to the newest members of our teams.

Vision and Commitments

“Sustainable development” is defined as “development that meets the needs of the present without compromising the ability of future generations to meet their own needs” (Brundtland Commission report for the UN, 1987). It therefore involves striking a long-term balance between environmental, social and economic concerns.

Investing Responsibly for today and tomorrow’s generations

We believe responsible investing gives us rights and responsibilities, and we must make sure our capital is being invested in a way that doesn’t exploit society or the environment. For that reason, the analysis of Environmental, Social and Governance (ESG) factors throughout our investment process is important to us. Doing so ensures the companies we invest in take the challenges facing current and future generations seriously, and it reduces risk and drives improved returns for our investors.

TodoVale in a nutshell

To deliver real returns for our shareholders over the long-term, for every generation of investor

Our target is to outperform the MSCI All Country World Index (ACWI) by 2% per year after costs over rolling three-year period

Our commitment

Our approach to integrating long term environmental, social and governance factors into our business is based on detailed performance indicators that are reviewed every year by every local entity.

Strategy and commitments

We are always looking for a long-term balance between social, economic and environmental concerns.

Environment & Climate change

Todovale is committed to reducing its direct impact on the environment by actively managing its energy, CO2 emissions, and waste.

ESG Integration

Todovale’s responsibility towards our shareholders includes ensuring the long-term viability of the company through sound and transparent corporate governance and a culture of business ethics.

Customers and products

Todovale promotes responsible customer relations through clear and transparent communication, marketing of our products, and responsible claim handling.

Employees

Todovale strives to be a responsible employer, placing employee engagement at the heart of its business strategy.

Active volunteering

We offer to Group’s employees the possibility to give their time to support risk education and prevention for everyone.

How to invest

We cater for the needs of every generation, offering investors a unique global equity portfolio that aims to both grow your capital and provide you with rising income.

A strong core for every Portfolio

TodoVale is designed to sit at the heart of every investor’s portfolio. It’s a hard-working core to add to and build around over time.

And while many investment strategies focus on individual countries, sectors and styles, we set out to pick the very best companies wherever they are in the world. In fact, because we’re actively managed, we can seize opportunities for you and act when challenges present themselves – unlike indexed funds.

Investing responsibly for today and tomorrow’s generations
We believe responsible investing gives us rights and responsibilities, and we must make sure our capital is being invested in a way that doesn’t exploit society or the environment. For that reason, the analysis of Environmental, Social and Governance (ESG) factors throughout our investment process is important to us. Doing so ensures the companies we invest in take the challenges facing current and future generations seriously, and it reduces risk and drives improved returns for our investors.

A UNIQUE INVESTMENT APPROACH FOCUSED ON OUTPERFORMANCE

Our Stock Pickers are asked to select only the stocks they most believe in, creating a diverse portfolio of around 200 stocks aiming to outperform world stock markets.

Our multi-manager approach reduces risk and volatility, smoothing out the peaks and troughs normally associated with a single manager.

Our expert Stock Pickers are carefully selected from around the world. In the US, retail investors are only able to access their best ideas through TodoVale.

Our policy is to pay investors a dividend that increases every year.

We have delivered this for years, putting us among the top of the Association of Investment Companies’ “Dividend Heroes”.

As long-term investors, we embed environmental, social and governance factors into every stage of our investment process.

Incorporating these factors has the dual benefit of reducing risk while increasing the sustainability of returns.

For our investors, high-calibre, active investment management doesn’t need to be expensive.

Our Investment Manager’s scale helps us to keep costs down for investors. Alliance Trust’s target OCR is just 0.65% p.a.

Are you looking for a TodoVale contact?

We care about You

ik

We protect people

Our individual and group life insurance policies encompass both savings and retirement products, on the one hand, and other health and personal protection products.

Business woman using tablet

We protect assets

The asset management business involves investing and managing assets for the Group’s insurance companies and their clients, as well as for third parties, both retail and institutional clients.
sus

We protect properties

The property-casualty business includes the insurance of personal property (cars, homes) and liability (personal or professional). It covers a broad range of products and services designed for our individual and business clients.

TodoVale in figures

$4bn

assets under management [1]

$2.755bn

in ESG-integrated assets [1]

163

investment professionals [1]

2

investment centres [1]

Source:

[1] TodoVale as of 20 February 2021 (TodoVale Database)